WAYCON COMMERCE PRIVATE LIMITED's Rupee Waycon extends a warm welcome to you. Protecting your privacy is a fundamental aspect of our operations, and we are firmly committed to ensuring the safety and confidentiality of your personal information. This Privacy Policy explicates our practices in the acquisition, use, storage, and dissemination of your personal data, highlighting the safeguards we employ.
The terms "we" and "our" within this document signify the joint entity of WAYCON COMMERCE PRIVATE LIMITED and Rupee Waycon.
Your decision to utilize our loan application is met with our earnest commitment to privacy preservation. Through this policy, we aim to clarify our data management practices and the measures in place to protect your personal information.
1. Detailed Introduction to Loan Provider
Provider Identification: WAYCON COMMERCE PRIVATE LIMITED
CIN: U51109WB1995PTC067593
Email Query:
Address: 91, N.S Road Kolkata, West Bengal, 700001 India
2. Cookie Preferences
Our platform employs Cookies along with other related technologies to elevate your experience, tailor services, and analyze usage data. You are at liberty to manage your Cookie preferences. Declining Cookies, however, may limit the functionality and services available to you.
3. Personal Information Accessibility and modification
Your entitlements include accessing, editing, or removing your personal data within our database. Should you wish to proceed with any such actions, kindly initiate contact with us through our official communication channels. We assure swift assistance in facilitating your personal data inquiries and modifications.
4. Personal information collection and use
The following categories of personal information may be collected and used by us:
Identity Information: Including your name, physical address, electronic mail address, and contact number, which are used for the purposes of identification and communication.
Device Information: Such as the brand and model of your device, the operating system it employs, and a unique identifier, to facilitate the improvement of our products and for statistical evaluation.
Log Data: This includes records of your interactions with our services, such as usage logs and errors, to advance the quality of our offerings and to provide support services.
Geolocation Information: If you activate the location services feature, we may gather information about your location to offer and enhance services that rely on geographical information.
Additional Information: Comprising any other personal data you might disclose while engaging with our products and services.
5. Intended Use of Personal Information
Your personal information is collected and used for the following reasons:
To ensure the provision of requested products and services, and to continuously improve their quality and efficacy.
To manage and respond to your feedback or complaints, and to facilitate communication.
To extend personalized service recommendations and customized experiences.
To perform market research and statistical analyses aimed at enhancing our service offerings.
To fulfill legal and regulatory requirements, thereby protecting the rights and interests of both you and us.
6. Device Permission Requirements
For users intending to apply for a loan in entirety through our application, it is imperative to agree to the following permissions on their devices:
Camera Permissions: Our application requires access to your device's camera to take photographs or videos, necessary for verifying your identity and safeguarding against financial fraud.
Location Permissions: We must be allowed to access your location to ascertain if our loan services are available in your area. Loan services are confined to certain regions, and eligibility is contingent upon location confirmation.
Contact Access: Granting access to your address book enables our application to verify if the contacts adhere to India's local regulations and to check for patterns that could indicate financial fraud or elevate credit risk.
Be assured that any data collected for the purpose of assessing loan eligibility will be automatically purged post-assessment, with no permanent storage of such data.
7. Measures for the Protection of Personal Information
The safeguarding of your personal information receives our utmost attention. We adopt various technical measures and management practices to protect your personal data's safety, integrity, and confidentiality.
Data encryption technology is utilized to ensure the secure handling of your personal information.
We rigorously limit access to personal information to only those with necessary authorization, effectively managing their permissions.
Security inspections and maintenance of our information storage systems are performed regularly.
Our organization has developed a detailed privacy protection policy, providing staff with relevant training to enhance their competency in protecting user privacy.
8. Data Sharing and Transfer Safeguards
Your personal information's privacy and security are paramount to us. We guarantee not to sell, barter, or disseminate your personal data to any third party without obtaining your prior explicit approval, except in instances mandated by legal or regulatory obligations. Should circumstances necessitate the sharing or transferring of personal information, our actions will be governed by strict compliance with relevant laws and the directives outlined in this Privacy Policy.
Measures of reasonable diligence will be taken to ensure the protection of your personal information against unauthorized access or breaches.
9. Contact Us Regarding Privacy
If you have questions or comments about this Privacy Agreement or our practices regarding your personal information, please reach out to us at:
Name of Corporate: WAYCON COMMERCE PRIVATE LIMITED
CIN: U51109WB1995PTC067593
Email for Queries:
Address for Correspondence: 91, N.S Road Kolkata, West Bengal, 700001 India
We're here to provide clear answers and resolve any concerns you might have swiftly.
10. Privacy Policy Enhancements
We may periodically adjust our privacy policy to better reflect our evolving data management practices and adherence to updated legal standards. Notifications of significant updates will be disseminated through effective channels.
Before making use of our products and services, we urge you to read and fully grasp the contents of this Privacy Agreement. Should any queries arise about the agreement's details, our contact lines are always open for your inquiries.